Banks and housing finance companies often have campaigns where they waive processing fees in a bid to increase their home loan portfolios.
Currently, Most of the PSU banks have waived processing fees on home loans.
But, it need not always be cheaper than a loan where you have to pay processing fees.
“Sometimes charges such as technical fees, legal fees, valuation fees all put together can add up to more than processing fees.
And if processing fees have been waived, you may still have to pay other fees.
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